55 HORSESHOE AVENUE
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2026-SU-002959PlaintiffNEWREZ LLCDefendantHORN, SAMANTHA L.AttorneyPADGETT LAW GROUP · 850-422-2520Judgment$242,970Sourcecounty listing ↗
AVM value$303,000
RealEstateAPI estimate, Oct 17, 2026 — not an appraisal
Judgment$242,970
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$61,000
model: medium tier · $35/sqft × 1,754 sqft — no inspection; range $43,000–$85,000
Potential profit$-25,210
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Geneva Financial Llc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Oct 17, 2026 | $303,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $242,970 |
| Rehab (medium tier) | model: $35/sqft × 1,754 sqft, no inspection | − $61,000 |
| Selling & holding | model: 8% of AVM value | − $24,240 |
| Potential profit | screening estimate — not underwriting | $-25,210 |
Valuation RealEstateAPI · Oct 17, 2026
AVM value (estimate)$303,000Est. open loans$230,808Owner equity$66,459Assessed value$96,780County market value$96,780Annual taxes$2,681
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,754 sqftLot16,335 sqftYear built1968
Ownership RealEstateAPI (deed/assessor records)
OwnerTanner Horn & Samantha HornOwner occupiedYesVacantNoYears owned4.8Last saleDec 16, 2021 · $228,000Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 16, 2021 | Geneva Financial Llc | $230,808 | Usda |
| Second | Oct 27, 2025 | Newrez Llc | $27,455 | Usda |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 27, 2025 | Newrez Llc | $27,455 | Usda |
| Dec 16, 2021 | Geneva Financial Llc | $230,808 | Usda |
| Mar 2, 2023 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Geneva Financial Llc Its Successors And Assigns | $230,808 | — |
| Jun 21, 2011 | Pennsylvania Housing Finance Agency | $3,000 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Dec 16, 2021 | $228,000 | Tanner A Horn, Samantha L Horn | Derek S Sheffer |
| May 26, 2017 | $158,500 | Derek S Sheffer | Cr Property Group Llc |
| Jan 10, 2017 | $97,660 | Cr Property Group Llc | Secretary Of Hud, Kimberly Reutir |
| Jun 11, 2014 | $0 | The Secretary Of Housing And Urban Devel | Us Bank National Association |
| May 2, 2014 | $2,062 | U S Bank Na, The Pennsylvania Housing Finance Agency | Daniel R Harvey |
| Jun 21, 2011 | $144,000 | Daniel R Harvey | Cr Property Group Llc |