346 CENTENNIAL AVE
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2026-SU-002806PlaintiffMIDFIRST BANKDefendantBARTRAM, DENISE L.AttorneyTHE MANLEY LAW FIRM LLC · 614-767-7003Judgment$142,090Sourcecounty listing ↗
AVM value$178,000
RealEstateAPI estimate, Oct 16, 2026 — not an appraisal
Judgment$142,090
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$40,000
model: medium tier · $35/sqft × 1,140 sqft — no inspection; range $28,000–$56,000
Potential profit$-18,330
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Loandepot.Com Llc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Oct 16, 2026 | $178,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $142,090 |
| Rehab (medium tier) | model: $35/sqft × 1,140 sqft, no inspection | − $40,000 |
| Selling & holding | model: 8% of AVM value | − $14,240 |
| Potential profit | screening estimate — not underwriting | $-18,330 |
Valuation RealEstateAPI · Oct 16, 2026
AVM value (estimate)$178,000Est. open loans$137,209Owner equity$31,226Assessed value$119,460County market value$119,460Annual taxes$4,373
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds2Baths2Living area1,140 sqftLot5,009 sqftYear built1990
Ownership RealEstateAPI (deed/assessor records)
OwnerDenise Bartram & Tessa StrausbaughOwner occupiedYesVacantNoYears owned6.0Last saleOct 21, 2020 · $155,000Distress flagsmlsPending
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Oct 21, 2020 | Loandepot.Com Llc | $137,209 | Fha |
| Second | Nov 29, 2022 | Midfirst Bank | $18,187 | Fha |
| Third | Jul 14, 2025 | Midfirst Bank | $8,963 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jul 14, 2025 | Midfirst Bank | $8,963 | Fha |
| Nov 29, 2022 | Midfirst Bank | $18,187 | Fha |
| Oct 21, 2020 | Loandepot.Com Llc | $137,209 | Fha |
| Jun 18, 2024 | Midfirst Bank | $7,212 | FHA |
| Dec 5, 2023 | Midfirst Bank | $6,248 | FHA |
| Dec 13, 2023 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Loandepot.Com Llc Its Successors And Assigns | $137,209 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Oct 21, 2020 | $155,000 | Denise L Bartram, Tessa Straubaugh | Marion M Albaugh, Stephanie A Eckard |
| Sep 30, 2005 | $160,000 | Marion M Albaugh | Joel E Lease, Marjorie D Lease |
| Dec 11, 2002 | $0 | Joel E Lease, Marjorie D Lease | Joel E Lease, Marjorie D Lease |
| Sep 21, 1999 | $85,000 | Joel E Lease | Jonathan A Schade, Jere A Schade |