26 BRUMBACH ST
Sheriff sale Berks County Sheriff sale portal · checked Oct 27, 2026
Sale dateJan 8, 2027Case #2026-04995PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantLINDSEY WARGO AKA LINDSEY ANN EVANSAttorneyBROCK & SCOTT PLLCJudgment$151,131Opening bid$888Parcel81532611562858Sourcecounty listing ↗
AVM value$290,000
RealEstateAPI estimate, Oct 13, 2026 — not an appraisal
Judgment$151,131
county filing
Opening bid / upset$888
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$39,000
model: medium tier · $35/sqft × 1,120 sqft — no inspection; range $27,000–$55,000
Potential profit$76,669
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Home Point Financial Corp, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Oct 13, 2026 | $290,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $151,131 |
| Rehab (medium tier) | model: $35/sqft × 1,120 sqft, no inspection | − $39,000 |
| Selling & holding | model: 8% of AVM value | − $23,200 |
| Potential profit | screening estimate — not underwriting | $76,669 |
Valuation RealEstateAPI · Oct 13, 2026
AVM value (estimate)$290,000Est. open loans$146,202Owner equity$138,662Assessed value$70,800County market value$70,800Annual taxes$1,256
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,120 sqftLot7,405 sqftYear built1970ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerLindsey WargoOwner occupiedYesVacantNoYears owned10.3Last saleJul 12, 2016 · $148,900Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jul 12, 2016 | Home Point Financial Corp | $146,202 | Fha |
| Second | Nov 6, 2025 | Freedom Mortgage Corp | $37,706 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Nov 6, 2025 | Freedom Mortgage Corp | $37,706 | Fha |
| Jul 12, 2016 | Home Point Financial Corp | $146,202 | Fha |
| Dec 5, 2018 | Mers, Inc., As Nominee For Home Point Financial Corporation, Its Successors And Assigns | $146,202 | — |
| Mar 14, 2014 | Citizens Bank Of Pennsylvania | $112,800 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jul 12, 2016 | $148,900 | Lindsey Wargo | Russell W Merkel, Elaine J Merkel |