249 SPRING RUN LN
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Oct 27, 2026
Sale dateNov 19, 2026Case #26-3-62 / 2023-03674-SSHPlaintiffSANTANDER BANK NADefendantCHAUDHARY, SURESH K et alAttorneyBLOOM, MICHAEL STEVENJudgment$177,032Sourcecounty listing ↗
AVM value$765,000
RealEstateAPI estimate, Oct 7, 2026 — not an appraisal
Judgment$177,032
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$89,000
model: medium tier · $35/sqft × 2,538 sqft — no inspection; range $62,000–$125,000
Potential profit$437,768
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Sovereign Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Oct 7, 2026 | $765,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $177,032 |
| Rehab (medium tier) | model: $35/sqft × 2,538 sqft, no inspection | − $89,000 |
| Selling & holding | model: 8% of AVM value | − $61,200 |
| Potential profit | screening estimate — not underwriting | $437,768 |
Valuation RealEstateAPI · Oct 7, 2026
AVM value (estimate)$765,000Est. open loans$150,000Owner equity$675,055Assessed value$212,830County market value$212,830Annual taxes$8,109
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area2,538 sqftLot30,557 sqftYear built1989
Ownership RealEstateAPI (deed/assessor records)
OwnerSuresh Chaudhary & Kavita ChaudharyOwner occupiedYesVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 28, 2010 | Sovereign Bank | $150,000 | Credit Line (Revolving) / Heloc |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 28, 2010 | Sovereign Bank | $150,000 | Credit Line (Revolving) / Heloc |
| Feb 27, 2017 | Chase Manhattan Financial Services, Inc. | $202,400 | — |