3425 STONE RIDGE ROAD
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2026-SU-001593PlaintiffTRADITIONS BANK, A DIVISION OF ACNB BANK F/K/A YORK TRADITIONS BANKDefendantRHONE, DOUGLAS P.AttorneyCGA LAW FIRM, P.C. · 717-848-4900Judgment$118,208Sourcecounty listing ↗
AVM value$292,000
RealEstateAPI estimate, Oct 1, 2026 — not an appraisal
Judgment$118,208
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien · high confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$42,000
model: medium tier · $35/sqft × 1,204 sqft — no inspection; range $29,000–$59,000
Potential profit$108,432
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Your Traditions Bank, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff name matches the recorded first-position mortgage.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Oct 1, 2026 | $292,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $118,208 |
| Rehab (medium tier) | model: $35/sqft × 1,204 sqft, no inspection | − $42,000 |
| Selling & holding | model: 8% of AVM value | − $23,360 |
| Potential profit | screening estimate — not underwriting | $108,432 |
Valuation RealEstateAPI · Oct 1, 2026
AVM value (estimate)$292,000Est. open loans$107,200Owner equity$203,340Assessed value$115,720County market value$115,720Annual taxes$4,048
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,204 sqftLot10,019 sqftYear built1986
Ownership RealEstateAPI (deed/assessor records)
OwnerDouglas Rhone & Jerma RhoneOwner occupiedYesVacantNoYears owned9.3Last saleApr 28, 2017 · $134,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 28, 2017 | Your Traditions Bank | $107,200 | Arm (Adjustable Rate Mortgage) |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Apr 28, 2017 | Your Traditions Bank | $107,200 | Arm (Adjustable Rate Mortgage) |
| Nov 25, 2009 | First Capital Federal Credit Union | $25,000 | Credit Line (Revolving) / HELOC |
| Jan 25, 2005 | Wilmington Finance Inc | $121,000 | Conventional |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Apr 28, 2017 | $134,000 | Douglas P Rhone, Jerma S Rhone | Dorothy L Rhone |