413 WYNWOOD ROAD
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2024-SU-003031PlaintiffMIDFIRST BANKDefendantGARCIA, SCOTT D.AttorneyTHE MANLEY LAW FIRM LLC · 614-767-7003Judgment$350,717Opening bid$386,638Parcel460004300500000000Sourcecounty listing ↗
AVM value$587,000
RealEstateAPI estimate, Sep 30, 2026 — not an appraisal
Judgment$350,717
county filing
Opening bid / upset$386,638
york.pa.realforeclose.com
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$96,000
model: light tier · $20/sqft × 4,810 sqft — no inspection; range $67,000–$134,000
Potential profit$57,402
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Loandepot.Com Llc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 30, 2026 | $587,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $386,638 |
| Rehab (light tier) | model: $20/sqft × 4,810 sqft, no inspection | − $96,000 |
| Selling & holding | model: 8% of AVM value | − $46,960 |
| Potential profit | screening estimate — not underwriting | $57,402 |
Valuation RealEstateAPI · Sep 30, 2026
AVM value (estimate)$587,000Est. open loans$362,598Owner equity$170,742Assessed value$330,610County market value$330,610Annual taxes$11,566
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths4Living area4,810 sqftLot14,854 sqftYear built2005
Ownership RealEstateAPI (deed/assessor records)
OwnerScott GarciaOwner occupiedYesVacantNoYears owned5.6Last saleFeb 4, 2021 · $404,740Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Feb 4, 2021 | Loandepot.Com Llc | $362,598 | Fha |
| Second | May 24, 2023 | Midfirst Bank | $70,991 | Fha |
| Third | Feb 13, 2024 | Midfirst Bank | $27,474 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 13, 2024 | Midfirst Bank | $27,474 | Fha |
| May 24, 2023 | Midfirst Bank | $70,991 | Fha |
| Feb 4, 2021 | Loandepot.Com Llc | $362,598 | Fha |
| Mar 23, 2023 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Loandepot.Com Llc Its Successors And Assigns | $362,598 | — |
| Mar 28, 2006 | Wells Fargo Bank Na | $71,678 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Feb 4, 2021 | $404,740 | Scott D Garcia | Ingrid E Koogle, Bryan J Koogle |
| Mar 28, 2006 | $367,886 | Bryan J Koogle, Ingrid E Koogle | Nvr Inc, Ryan Homes |
| Sep 22, 2005 | $62,500 | Nvr Inc, Ryan Homes | Olde York Lp |