1039 LANCASTER AVENUE
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2025-SU-003684PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantDARRENKAMP, JUSTIN R.AttorneyPURCELL, KRUG & HALLER · (717) 234-4178Judgment$201,471Opening bid$201,854Parcel480001701150000000Sourcecounty listing ↗
AVM value$212,000
RealEstateAPI estimate, Sep 30, 2026 — not an appraisal
Judgment$201,471
county filing
Opening bid / upset$201,854
york.pa.realforeclose.com
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$46,000
model: medium tier · $35/sqft × 1,321 sqft — no inspection; range $32,000–$64,000
Potential profit$-52,814
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Meridian Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 30, 2026 | $212,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $201,854 |
| Rehab (medium tier) | model: $35/sqft × 1,321 sqft, no inspection | − $46,000 |
| Selling & holding | model: 8% of AVM value | − $16,960 |
| Potential profit | screening estimate — not underwriting | $-52,814 |
Valuation RealEstateAPI · Sep 30, 2026
AVM value (estimate)$212,000Est. open loans$196,377Owner equity$29,664Assessed value$86,840County market value$86,840Annual taxes$3,288
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,321 sqftLot6,055 sqftYear built1946
Ownership RealEstateAPI (deed/assessor records)
OwnerJustin DarrenkampOwner occupiedYesVacantNoYears owned3.8Last saleNov 4, 2022 · $200,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 4, 2022 | Meridian Bank | $196,377 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Nov 4, 2022 | Meridian Bank | $196,377 | Fha |
| May 19, 2008 | Capital Mortgage Finance Corp | $144,637 | FHA |
| Feb 28, 2005 | Suntrust Mortgage Inc | $21,950 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 4, 2022 | $200,000 | Justin R Darrenkamp | John P Emmel |
| Jun 5, 2006 | $43,420 | John P Emmel | Jennifer L Niesslein, John P Emmel |
| Feb 28, 2005 | $109,900 | Jennifer L Niesslein, John P Emmel | E Jean Bacon |