6599 YORK ROAD
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2026-SU-003309PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantBERGELS, MICHAEL D.AttorneyPURCELL, KRUG & HALLER · (717) 234-4178Judgment$252,839Sourcecounty listing ↗
AVM value$317,000
RealEstateAPI estimate, Sep 30, 2026 — not an appraisal
Judgment$252,839
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$49,000
model: medium tier · $35/sqft × 1,411 sqft — no inspection; range $34,000–$69,000
Potential profit$-10,199
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Cmg Mortgage Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 30, 2026 | $317,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $252,839 |
| Rehab (medium tier) | model: $35/sqft × 1,411 sqft, no inspection | − $49,000 |
| Selling & holding | model: 8% of AVM value | − $25,360 |
| Potential profit | screening estimate — not underwriting | $-10,199 |
Valuation RealEstateAPI · Sep 30, 2026
AVM value (estimate)$317,000Est. open loans$245,471Owner equity$68,299Assessed value$103,150County market value$103,150Annual taxes$3,466
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,411 sqftLot11,761 sqftYear built1955
Ownership RealEstateAPI (deed/assessor records)
OwnerMichael BergelsOwner occupiedYesVacantNoYears owned2.0Last saleSep 6, 2024 · $250,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 6, 2024 | Cmg Mortgage Inc | $245,471 | Fha |
| Second | Sep 6, 2024 | Cmg Mortgage Inc | $12,500 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Sep 6, 2024 | Cmg Mortgage Inc | $12,500 | Stand Alone Second / Subordinate Position |
| Sep 6, 2024 | Cmg Mortgage Inc | $245,471 | Fha |
| Sep 17, 2025 | Department Of Housing & Urban Dev | $14,522 | FHA |
| Dec 16, 2024 | Not Provided | $245,471 | — |
| Jun 17, 2023 | Us Bank Na | $55,600 | Closed-end Mortgage / Closed-end with Future Advance Clause |
| May 7, 2021 | Members 1st Fcu | $34,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 6, 2024 | $250,000 | Michael D Bergels | Thomas M Wilkins |
| Jul 28, 2016 | $147,900 | Thomas M Wilkins | Arnold J Smith Jr, Pamela S Smith |
| Jul 27, 2006 | $179,900 | Arnold J Smith Jr, Pamela S Smith | Michael A Sechrist |
| Jun 12, 2004 | $121,500 | Michael A Sechrist | Jeffrey W Beaner, Lori A Beaner |