151 PHEASANT RUN LANE
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2026-SU-000825PlaintiffMIDFIRST BANKDefendantSMITH A/K/A SOPHIA CAMPBELL, SOPHIAAttorneyKML LAW GROUP, P.C. · (215) 627-1322Judgment$259,329Sourcecounty listing ↗
AVM value$372,000
RealEstateAPI estimate, Sep 28, 2026 — not an appraisal
Judgment$259,329
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$69,000
model: medium tier · $35/sqft × 1,984 sqft — no inspection; range $48,000–$97,000
Potential profit$13,911
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Jg Wentworth Home Lending Inc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 28, 2026 | $372,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $259,329 |
| Rehab (medium tier) | model: $35/sqft × 1,984 sqft, no inspection | − $69,000 |
| Selling & holding | model: 8% of AVM value | − $29,760 |
| Potential profit | screening estimate — not underwriting | $13,911 |
Valuation RealEstateAPI · Sep 28, 2026
AVM value (estimate)$372,000Est. open loans$211,105Owner equity$155,699Assessed value$162,310County market value$162,310Annual taxes$5,470
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area1,984 sqftLot11,326 sqftYear built1992
Ownership RealEstateAPI (deed/assessor records)
OwnerSophia CampbellOwner occupiedYesVacantNoYears owned7.8Last saleOct 31, 2018 · $215,000Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Oct 31, 2018 | Jg Wentworth Home Lending Inc | $211,105 | Fha |
| Second | Aug 9, 2021 | Department Of Housing & Urban Dev | $27,073 | Fha |
| Third | Jul 1, 2022 | Midfirst Bank | $15,930 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jul 1, 2022 | Midfirst Bank | $15,930 | Fha |
| Aug 9, 2021 | Department Of Housing & Urban Dev | $27,073 | Fha |
| Oct 31, 2018 | Jg Wentworth Home Lending Inc | $211,105 | Fha |
| Jan 16, 2025 | Department Of Housing & Urban Dev | $1,697 | FHA |
| Dec 1, 2023 | Midfirst Bank | $9,142 | FHA |
| May 18, 2023 | Midfirst Bank | $8,174 | FHA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Oct 31, 2018 | $215,000 | Sophia Campbell | Gary J Harrity, Bonnie Harrity |
| Sep 7, 2001 | $142,000 | Gary J Harrity, Bonnie Harrity | Brian P Kane, Lynette A Kane |