709 TOWHEE LN
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Oct 27, 2026
Sale dateNov 19, 2026Case #26-11-192 / 2026-03742-SSHPlaintiffCARRINGTON MORTGAGE SERVICES, LLCDefendantCAPOTRIO, PHILLIP R et alAttorneyDREIER, DANIELLEJudgment$201,903Sourcecounty listing ↗
AVM value$522,000
RealEstateAPI estimate, Sep 27, 2026 — not an appraisal
Judgment$201,903
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$88,000
model: medium tier · $35/sqft × 2,519 sqft — no inspection; range $62,000–$123,000
Potential profit$190,337
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Nvr Mortgage Finance Inc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 27, 2026 | $522,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $201,903 |
| Rehab (medium tier) | model: $35/sqft × 2,519 sqft, no inspection | − $88,000 |
| Selling & holding | model: 8% of AVM value | − $41,760 |
| Potential profit | screening estimate — not underwriting | $190,337 |
Valuation RealEstateAPI · Sep 27, 2026
AVM value (estimate)$522,000Est. open loans$293,854Owner equity$307,967Assessed value$135,450County market value$145,000Annual taxes$6,586
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area2,519 sqftLot5,517 sqftYear built2009
Ownership RealEstateAPI (deed/assessor records)
OwnerPhillip Capotrio & Richard CavanaghOwner occupiedYesVacantNoYears owned17.3Last saleJun 12, 2009 · $299,290Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jun 12, 2009 | Nvr Mortgage Finance Inc | $293,854 | Fha |
| Second | Dec 2, 2024 | Carrington Mortgage Services Llc | $47,596 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 2, 2024 | Carrington Mortgage Services Llc | $47,596 | Fha |
| Jun 12, 2009 | Nvr Mortgage Finance Inc | $293,854 | Fha |
| Jun 21, 2023 | Mortgage Electronic Registration Systems Inc As Nominee For Nvr Mortgage Finance Its Successors And Assigns | $293,854 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jun 12, 2009 | $299,290 | Phillip R Capotrio, Richard Cavanagh | Nvr Inc, Ryan Homes |
| Mar 30, 2009 | $85,000 | Nvr Inc, Ryan Homes | Daleville Associates Lp |