403 STONECREST COURT
Sheriff sale Lancaster County Sheriff sale listings · checked Oct 27, 2026
Sale dateJan 27, 2027Case #CI-26-01033PlaintiffPENNYMAC LOAN SERVICES, LLCDefendantRAMOS, NATHANIEL E.AttorneyPOWERS KIRN, LLC · 215-942-2090Judgment$156,070Parcel080-17834-0-0000Sourcecounty listing ↗
AVM value$260,000
RealEstateAPI estimate, Sep 26, 2026 — not an appraisal
Judgment$156,070
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$42,000
model: medium tier · $35/sqft × 1,200 sqft — no inspection; range $29,000–$59,000
Potential profit$41,130
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Residential Mortgage Services, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 26, 2026 | $260,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $156,070 |
| Rehab (medium tier) | model: $35/sqft × 1,200 sqft, no inspection | − $42,000 |
| Selling & holding | model: 8% of AVM value | − $20,800 |
| Potential profit | screening estimate — not underwriting | $41,130 |
Valuation RealEstateAPI · Sep 26, 2026
AVM value (estimate)$260,000Est. open loans$151,414Owner equity$130,853Assessed value$122,500County market value$122,500Annual taxes$3,372
Property RealEstateAPI (county assessor data)
TypeTownhouseBeds3Baths2Living area1,200 sqftLot2,178 sqftYear built1994
Ownership RealEstateAPI (deed/assessor records)
OwnerNathaniel RamosOwner occupiedYesVacantNoYears owned7.3Last saleMay 15, 2019 · $149,900Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 15, 2019 | Residential Mortgage Services | $151,414 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 15, 2019 | Residential Mortgage Services | $151,414 | Conventional |
| Jun 17, 2025 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Residential Mortgage Services Inc Its Successors And Assigns | $151,414 | — |
| Jan 25, 2011 | Wells Fargo Bank Na | $126,023 | FHA |
| Feb 16, 2006 | Sovereign Bank | $33,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 15, 2019 | $149,900 | Nathaniel E Ramos | Estate Of Kathleen J Snyder |