91 SOUTH FRANKLIN STREET
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2026-SU-003268PlaintiffLAKEVIEW LOAN SERVICING, LLCDefendantYARNELL, CHRISTOPHER A.AttorneyKML LAW GROUP, P.C. · (215) 627-1322Judgment$150,008Sourcecounty listing ↗
AVM value$372,000
RealEstateAPI estimate, Sep 23, 2026 — not an appraisal
Judgment$150,008
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$64,000
model: medium tier · $35/sqft × 1,818 sqft — no inspection; range $45,000–$90,000
Potential profit$128,232
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (York Traditions Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 23, 2026 | $372,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $150,008 |
| Rehab (medium tier) | model: $35/sqft × 1,818 sqft, no inspection | − $64,000 |
| Selling & holding | model: 8% of AVM value | − $29,760 |
| Potential profit | screening estimate — not underwriting | $128,232 |
Valuation RealEstateAPI · Sep 23, 2026
AVM value (estimate)$372,000Est. open loans$176,641Owner equity$229,476Assessed value$113,860County market value$113,860Annual taxes$3,908
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,818 sqftLot13,678 sqftYear built1972
Ownership RealEstateAPI (deed/assessor records)
OwnerChristopher YarnellOwner occupiedYesVacantNoYears owned9.3Last saleJun 2, 2017 · $179,900Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jun 2, 2017 | York Traditions Bank | $176,641 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jun 2, 2017 | York Traditions Bank | $176,641 | Fha |
| Apr 23, 2026 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For York Traditions Bank Its Successors And Assigns | $176,641 | — |
| Feb 15, 2019 | Americhoice Fcu | $6,531 | Unknown |
| Jan 9, 2008 | Not Provided | $157,500 | — |
| Dec 27, 2006 | Wells Fargo Bank Na | $37,000 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jun 2, 2017 | $179,900 | Christopher A Marnell | Layla A Sharnetzka |
| Feb 20, 2015 | $0 | Layla A Sharnetzka | Layla A Sharnetzka, Adam Sharnetzka |
| Dec 26, 2008 | $176,000 | Adam C Sharnetzka, Layla A Buckman | Jerod M Wilmoth, William W Wilmoth |
| Jan 3, 2008 | $175,000 | Jerod M Wilmoth, William W Wilmoth | Craig A Wilson, Sheryl Nash |
| Dec 27, 2006 | $185,000 | Craig A Wilson | George J Kruckmeyer, Carolyn M Kruckmeyer |
| Nov 11, 2004 | $139,900 | George J Kruckmeyer, Carolyn M Kruckmeyer | Terry Emenheiser |