214 SUMMIT AVENUE
Sheriff sale Berks County Sheriff sale portal · checked Oct 27, 2026
Sale dateDec 11, 2026Case #26-11458PlaintiffNDF1 LLCDefendantSANES SR, ERNESTOAttorneyROMANO GARUBO & ARGENTIERI COUNSELORS AT LAW LLC · 856-384-6371Judgment$19,182Opening bid$1Parcel18530659745499Sourcecounty listing ↗
AVM value$260,000
RealEstateAPI estimate, Sep 23, 2026 — not an appraisal
Judgment$19,182
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position? Unknown
model from REAPI mortgage records — not a title search · ~$211,105 senior debt may survive
Rehab (modeled)$52,000
model: medium tier · $35/sqft × 1,480 sqft — no inspection; range $36,000–$73,000
Potential profit$-43,087
model — breakdown below
Title position (model): Plaintiff doesn't match any open mortgage lender (assignments/trustees are common) — 2 open mortgage(s), ~$211,105 original total. Verify position via title search.
Confidence basis: no name or amount link between plaintiff and any open mortgage.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 23, 2026 | $260,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $19,182 |
| Rehab (medium tier) | model: $35/sqft × 1,480 sqft, no inspection | − $52,000 |
| Selling & holding | model: 8% of AVM value | − $20,800 |
| Senior debt that may survive | title model (original amounts, not payoffs) | − $211,105 |
| Potential profit | screening estimate — not underwriting | $-43,087 |
Valuation RealEstateAPI · Sep 23, 2026
AVM value (estimate)$260,000Est. open loans$211,105Owner equity$7,380Assessed value$85,900County market value$85,900Annual taxes$2,425
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,480 sqftLot3,485 sqftYear built1992ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerErnesto Sanes SrOwner occupiedYesVacantNoYears owned2.6Last saleJan 31, 2024 · $215,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jan 31, 2024 | Rocket Mortgage Llc | $211,105 | Fha |
| Second | Aug 20, 2025 | Secretary Of Housing And Urban Developme | $52,776 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 20, 2025 | Secretary Of Housing And Urban Developme | $52,776 | Fha |
| Jan 31, 2024 | Rocket Mortgage Llc | $211,105 | Fha |
| Aug 21, 2024 | Jackson Flagstar Centre Office | $10,494 | FHA |
| Jul 10, 2024 | Mortgage Electronic Registration Systems Inc (Mers) As Mortgagee As Nominee For Rocket Mortgage Llc Its Successors And Assigns | $211,105 | — |
| Jun 5, 2024 | Rocket Mortgage Llc | $7,006 | FHA |
| Jan 31, 2024 | Neighborhood Housing Service | $9,770 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jan 31, 2024 | $215,000 | Ernesto Sanes Sr | Lori Jean Matz, Estate Of Stella M Pingitore |