2201 GARFIELD AVE
Sheriff sale Berks County Sheriff sale portal · checked Oct 27, 2026
Sale dateDec 11, 2026Case #26-12269PlaintiffPENNYMAC LOAN SERVICES LLCDefendantLAWRENCE, ADAM JAttorneyKML LAW GROUP, P.C. · 215-627-1322Judgment$172,565Opening bid$1Parcel80439609054924Sourcecounty listing ↗
AVM value$222,000
RealEstateAPI estimate, Sep 23, 2026 — not an appraisal
Judgment$172,565
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$34,000
model: medium tier · $35/sqft × 972 sqft — no inspection; range $24,000–$48,000
Potential profit$-2,325
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Mortgage America Inc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 23, 2026 | $222,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $172,565 |
| Rehab (medium tier) | model: $35/sqft × 972 sqft, no inspection | − $34,000 |
| Selling & holding | model: 8% of AVM value | − $17,760 |
| Potential profit | screening estimate — not underwriting | $-2,325 |
Valuation RealEstateAPI · Sep 23, 2026
AVM value (estimate)$222,000Est. open loans$177,721Owner equity$52,208Assessed value$68,400County market value$68,400Annual taxes$1,454
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area972 sqftLot5,227 sqftYear built1948ConditionGood
Ownership RealEstateAPI (deed/assessor records)
OwnerAdam LawrenceOwner occupiedYesVacantNoYears owned4.0Last saleAug 22, 2022 · $181,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 22, 2022 | Mortgage America Inc | $177,721 | Fha |
| Second | Apr 29, 2024 | Pennymac Loan Services Llc | $5,935 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Apr 29, 2024 | Pennymac Loan Services Llc | $5,935 | Fha |
| Aug 22, 2022 | Mortgage America Inc | $177,721 | Fha |
| Jun 16, 2026 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Mortgage America Inc Its Successors And Assigns | $177,721 | — |
| Jun 28, 2017 | Mortgage America Inc | $81,400 | Conventional |
| Nov 2, 2012 | Mortgage America Inc | $68,000 | Conventional |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 22, 2022 | $181,000 | Adam J Lawrence | Michael T Obrien, Glenn Kalata Jr |
| Jun 28, 2017 | $103,000 | Michael T Obrien, Glenn Kalata Jr | Andrew D White |
| Oct 31, 2012 | $85,000 | Andrew D White | Betty M Zimmerman |
| Aug 15, 2001 | $63,200 | Betty M Zimmerman | Sherry A Myers, Estate Of Frederick C Henning |