860 MCALLISTER STREET
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateFeb 1, 2027Case #2025-SU-004625PlaintiffPENNYMAC LOAN SERVICES, LLCDefendantJONES, KANDACEI M.AttorneyPOWERS KIRN, LLC · 215-942-2090Judgment$154,091Opening bid$158,663Parcel44000040177V000000Sourcecounty listing ↗
AVM value$215,000
RealEstateAPI estimate, Aug 28, 2026 — not an appraisal
Judgment$154,091
county filing
Opening bid / upset$158,663
york.pa.realforeclose.com
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$44,000
model: medium tier · $35/sqft × 1,260 sqft — no inspection; range $31,000–$62,000
Potential profit$-4,863
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Prosperity Home Mortgage Llc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 28, 2026 | $215,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $158,663 |
| Rehab (medium tier) | model: $35/sqft × 1,260 sqft, no inspection | − $44,000 |
| Selling & holding | model: 8% of AVM value | − $17,200 |
| Potential profit | screening estimate — not underwriting | $-4,863 |
Valuation RealEstateAPI · Aug 28, 2026
AVM value (estimate)$215,000Est. open loans$157,102Owner equity$54,396Assessed value$98,460County market value$98,460Annual taxes$3,318
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,260 sqftLot3,267 sqftYear built1989APN44-000-04-0177.V0-00000
Ownership RealEstateAPI (deed/assessor records)
OwnerKandacei JonesOwner occupiedYesVacantNoYears owned4.9Last saleAug 30, 2021 · $160,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 30, 2021 | Prosperity Home Mortgage Llc | $157,102 | Fha |
| Second | Jun 3, 2024 | Pennymac Loan Services Llc | $11,132 | Fha |
| Third | Jan 26, 2025 | Pennymac Loan Services Llc | $8,037 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jan 26, 2025 | Pennymac Loan Services Llc | $8,037 | Fha |
| Jun 3, 2024 | Pennymac Loan Services Llc | $11,132 | Fha |
| Aug 30, 2021 | Prosperity Home Mortgage Llc | $157,102 | Fha |
| Jun 16, 2022 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Prosperity Home Mortgage Llc Its Successors And Assigns | $157,102 | — |
| Oct 3, 2008 | Sovereign Bank | $98,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 30, 2021 | $160,000 | Kandacei M Jones | Kevin J Obrien, Caralee K Obrien |
| Apr 25, 2008 | $69,000 | Kevin J Obrien, Caralee K Obrien | Sterling H Ruhlman, Anna Mae Ruhlman |