16 BAKER STREET
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Aug 28, 2026
Sale dateSep 17, 2026Case #26-9-148 / 2024-08006-SSHPlaintiffM&T BANKDefendantDUGAN, KATHLEEN MARIE et alAttorneyLINN, GERALDINE MJudgment$325,003Sourcecounty listing ↗
AVM value$470,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$325,003
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$93,000
model: medium tier · $35/sqft × 2,650 sqft — no inspection; range $65,000–$130,000
Potential profit$14,397
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Contour Mortgage Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $470,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $325,003 |
| Rehab (medium tier) | model: $35/sqft × 2,650 sqft, no inspection | − $93,000 |
| Selling & holding | model: 8% of AVM value | − $37,600 |
| Potential profit | screening estimate — not underwriting | $14,397 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$470,000Est. open loans$319,113Owner equity$152,636Assessed value$123,250County market value$123,250Annual taxes$7,411
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths3Living area2,650 sqftLot46,557 sqftYear built1982
Ownership RealEstateAPI (deed/assessor records)
OwnerEdgardo Palacio & Kathleen DuganOwner occupiedYesVacantNoYears owned4.3Last saleApr 11, 2022 · $325,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 11, 2022 | Contour Mortgage Corp | $319,113 | Conventional |
| Second | Sep 13, 2023 | M & T Bank | $25,680 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Sep 13, 2023 | M & T Bank | $25,680 | Fha |
| Apr 11, 2022 | Contour Mortgage Corp | $319,113 | Conventional |
| Sep 15, 2022 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Contour Mortgage Corporation Its Successors And Assigns | $319,113 | — |
| Nov 22, 2013 | Franklin American Mortgage Co | $219,921 | FHA |
| Feb 13, 2008 | Countrywide Bank Fsb | $241,062 | FHA |
| May 12, 2006 | Delta Funding Corp | $41,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Apr 11, 2022 | $325,000 | Edgardo Palacio | Christopher C Sellers, Kari A Sellers |
| Oct 31, 2008 | $0 | James R Hawkins Jr, Diane L Hawkins | Harold A Trumbower, Lois J Trumbower |