2518 CUMBERLAND AVENUE
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateOct 9, 2026Case #25-12475PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantJESUS ANTONIO DELERME-GAVINO AKA JESUS DELERME-GAVINOAttorneyBROCK & SCOTT PLLC · 844-856-6646Judgment$139,273Opening bid$1Parcel64531608983038Sourcecounty listing ↗
AVM value$213,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$139,273
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$72,000
model: heavy tier · $55/sqft × 1,300 sqft — no inspection; range $50,000–$101,000
Potential profit$-15,313
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Northpointe Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $213,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $139,273 |
| Rehab (heavy tier) | model: $55/sqft × 1,300 sqft, no inspection | − $72,000 |
| Selling & holding | model: 8% of AVM value | − $17,040 |
| Potential profit | screening estimate — not underwriting | $-15,313 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$213,000Est. open loans$132,600Owner equity$93,768Assessed value$57,500County market value$57,500Annual taxes$2,006
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds2Baths1Living area1,300 sqftLot2,614 sqftYear built1925ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerGavino Jesus Antonio Delerme- & Rohrbach Kayla LynnOwner occupiedYesVacantNoYears owned5.2Last saleMay 7, 2021 · $158,000Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 7, 2021 | Northpointe Bank | $132,600 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 7, 2021 | Northpointe Bank | $132,600 | Conventional |
| May 8, 2025 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Northpointe Bank Its Successors And Assigns | $132,600 | — |
| Jan 21, 2011 | Citimortgage Inc | $49,600 | Conventional |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 7, 2021 | $158,000 | Jesus Antonio Delerme Gavino, Kayla Lynn Rohrbach | Carolya Beiswenger, Carl Beiswenger |
| May 23, 2014 | $85,000 | Carolyn Beiswenger, Carl Beiswenger | Madeline M Shannon |
| Jun 19, 2002 | $63,000 | Dwane D Shannon, Madeline M Shannon | Patricia J Shannon, Kathleen R Lorah |