173 DECK ROAD
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateOct 9, 2026Case #24-01105PlaintiffU.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-OPT1DefendantCHARLES WOOLF A/K/A CHARLES E. WOOLFAttorneyROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS PLLC · 855-225-6906Judgment$204,776Opening bid$1Parcel86442000312062Sourcecounty listing ↗
AVM value$384,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$204,776
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$47,000
model: medium tier · $35/sqft × 1,332 sqft — no inspection; range $33,000–$66,000
Potential profit$101,504
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Option One Mortgage Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $384,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $204,776 |
| Rehab (medium tier) | model: $35/sqft × 1,332 sqft, no inspection | − $47,000 |
| Selling & holding | model: 8% of AVM value | − $30,720 |
| Potential profit | screening estimate — not underwriting | $101,504 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$384,000Est. open loans$165,000Owner equity$275,549Assessed value$128,000County market value$128,000Annual taxes$1,525
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,332 sqftLot63,162 sqftYear built1994ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerCharles Woolf & Brenda WoolfOwner occupiedYesVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jun 19, 2006 | Option One Mortgage Corp | $165,000 | Arm (Adjustable Rate Mortgage) |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jun 19, 2006 | Option One Mortgage Corp | $165,000 | Arm (Adjustable Rate Mortgage) |