1557 MOSS ST
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #25-11097PlaintiffFREEDOM MORTGAGE COOPORATIONDefendantMARTINEZ, MANUEL DAttorneyBROCK & SCOTT PLLC · 844-856-6646Judgment$74,928Opening bid$1,875Parcel17531721083863Sourcecounty listing ↗
AVM value$207,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$74,928
county filing
Opening bid / upset$1,875
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$52,000
model: heavy tier · $55/sqft × 942 sqft — no inspection; range $36,000–$73,000
Potential profit$63,512
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Summit Mortgage Corp, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $207,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $74,928 |
| Rehab (heavy tier) | model: $55/sqft × 942 sqft, no inspection | − $52,000 |
| Selling & holding | model: 8% of AVM value | − $16,560 |
| Potential profit | screening estimate — not underwriting | $63,512 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$207,000Est. open loans$75,605Owner equity$136,310Assessed value$40,400County market value$40,400Annual taxes$1,141
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area942 sqftLot1,307 sqftYear built1900ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerManuel MartinezOwner occupiedYesVacantNoYears owned6.8Last saleNov 8, 2019 · $77,000Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 8, 2019 | Summit Mortgage Corp | $75,605 | Fha |
| Second | Dec 4, 2024 | Freedom Mortgage Corp | $5,354 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 4, 2024 | Freedom Mortgage Corp | $5,354 | Fha |
| Nov 8, 2019 | Summit Mortgage Corp | $75,605 | Fha |
| Mar 31, 2006 | Sovereign Bank | $1,500 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 8, 2019 | $77,000 | Manuel D Martinez | Ian Mckay Camlin |
| Mar 31, 2006 | $49,999 | Ian Mckay Camlin | Our City Reading Inc |
| Feb 4, 2004 | $0 | Our City Reading Inc | Hud |
| Sep 8, 2003 | $2,100 | Hud | Jan S Gensemer, Midfirst Bank |