4330 STOUDTS FERRY BRIDGE ROAD
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #25-11821PlaintiffSELENE FINANCE LPDefendantLUIGARD, JENNIFERAttorneyRAS CITRON, LLCJudgment$241,701Opening bid$2,640Parcel66439916837583Sourcecounty listing ↗
AVM value$425,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$241,701
county filing
Opening bid / upset$2,640
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$65,000
model: medium tier · $35/sqft × 1,868 sqft — no inspection; range $46,000–$91,000
Potential profit$84,299
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Northpointe Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $425,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $241,701 |
| Rehab (medium tier) | model: $35/sqft × 1,868 sqft, no inspection | − $65,000 |
| Selling & holding | model: 8% of AVM value | − $34,000 |
| Potential profit | screening estimate — not underwriting | $84,299 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$425,000Est. open loans$231,920Owner equity$216,051Assessed value$139,300County market value$139,300Annual taxes$2,091
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area1,868 sqftLot13,068 sqftYear built1998ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerJustin Luigard & Jennifer LuigardOwner occupiedYesVacantNoYears owned5.2Last saleJun 14, 2021 · $289,900Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jun 14, 2021 | Northpointe Bank | $231,920 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jun 14, 2021 | Northpointe Bank | $231,920 | Conventional |
| Jun 28, 2024 | Not Provided | $231,920 | — |
| Aug 10, 2017 | Nationstar Mortgage Llc | $171,000 | Conventional |
| Feb 11, 2011 | Citimortgage Inc | $156,750 | Conventional |
| Dec 18, 2008 | Citibank Na | $55,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jun 14, 2021 | $289,900 | Justin Luigard, Jennifer B Luigard | Russell L Stoudt, Valarie D Stoudt |