2058 CLEVELAND AVE
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #25-01466PlaintiffPENNYMAC LOAN SERVICES, LLCDefendantHEATHER RATKIEWICZ AS EXECUTRIX OF THE ESTATE OF ANTHONY RATKIEWICZ, DECEASEDAttorneyKML LAW GROUP, P.C. · 215-627-1322Judgment$186,406Opening bid$1,786Parcel80439609164187Sourcecounty listing ↗
AVM value$68,100
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$186,406
county filing
Opening bid / upset$1,786
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$61,000
model: heavy tier · $55/sqft × 1,100 sqft — no inspection; range $43,000–$85,000
Potential profit$-184,754
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Mortgage Research Center Llc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $68,100 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $186,406 |
| Rehab (heavy tier) | model: $55/sqft × 1,100 sqft, no inspection | − $61,000 |
| Selling & holding | model: 8% of AVM value | − $5,448 |
| Potential profit | screening estimate — not underwriting | $-184,754 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$68,100Est. open loans$139,455Owner equity$0Assessed value$68,100County market value$68,100Annual taxes$1,436
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,100 sqftLot2,614 sqftYear built1925ConditionGood
Ownership RealEstateAPI (deed/assessor records)
OwnerHeather RatkiewiczOwner occupiedYesVacantNoYears owned4.8Last saleNov 16, 2021 · $0Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 28, 2018 | Mortgage Research Center Llc | $139,455 | Va |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 28, 2018 | Mortgage Research Center Llc | $139,455 | Va |
| Jan 27, 2020 | Mers, Inc., As Nominee For Mortgage Research Center, Llc Dba Veterans United Home Loans, Its Successors And Assigns | $139,455 | — |
| Feb 10, 2005 | E-Loan Inc | $30,000 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 16, 2021 | $0 | Heather Ratkiewicz | Heather Ratkiewicz, Estate Of Anthony E Ratkiewicz |
| Aug 28, 2018 | $135,000 | Anthony Ratkiewicz | Joseph Angelis, Dorithea Angelis |
| Aug 15, 2008 | $134,900 | Joseph Angelis, Dorothea Angelis | James M Gonzalez |
| May 30, 2003 | $84,900 | James M Gonzalez | Stephen E Lightner |