709 STATE STREET
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #26-02078PlaintiffU.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUSTDefendantDRIES, JAYDEAttorneyRAS CITRON, LLCJudgment$160,186Opening bid$1,716Parcel46449517204938Sourcecounty listing ↗
AVM value$249,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$160,186
county filing
Opening bid / upset$1,716
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$106,000
model: heavy tier · $55/sqft × 1,936 sqft — no inspection; range $74,000–$148,000
Potential profit$-37,106
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Contour Mortgage Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $249,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $160,186 |
| Rehab (heavy tier) | model: $55/sqft × 1,936 sqft, no inspection | − $106,000 |
| Selling & holding | model: 8% of AVM value | − $19,920 |
| Potential profit | screening estimate — not underwriting | $-37,106 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$249,000Est. open loans$117,758Owner equity$149,704Assessed value$74,400County market value$74,400Annual taxes$1,340
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds5Baths1Living area1,936 sqftLot3,049 sqftYear built1910ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerJayde DriesOwner occupiedYesVacantNoYears owned7.7Last saleNov 28, 2018 · $121,400Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 28, 2018 | Contour Mortgage Corp | $117,758 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Nov 28, 2018 | Contour Mortgage Corp | $117,758 | Conventional |
| Jun 24, 2021 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Contour Mortgage Corporation Its Successors And Assigns | $117,758 | — |
| Jul 24, 2015 | Semper Home Loans Inc | $79,500 | Conventional |
| Sep 26, 2011 | First Financial Services Inc | $78,780 | FHA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 28, 2018 | $121,400 | Jayde Dries | Susan B Miller |
| Nov 1, 2005 | $4,600 | Dennis R Fry | Susan M Miller |