514 WEST KING STREET
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateDec 7, 2026Case #2025-SU-004334PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantHALFPENNY, JOHN PATRICKAttorneyPURCELL, KRUG & HALLER · (717) 234-4178Judgment$74,781Sourcecounty listing ↗
AVM value$178,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$74,781
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$151,000
model: heavy tier · $55/sqft × 2,742 sqft — no inspection; range $106,000–$211,000
Potential profit$-62,021
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Allied Mortgage Group Inc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $178,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $74,781 |
| Rehab (heavy tier) | model: $55/sqft × 2,742 sqft, no inspection | − $151,000 |
| Selling & holding | model: 8% of AVM value | − $14,240 |
| Potential profit | screening estimate — not underwriting | $-62,021 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$178,000Est. open loans$81,496Owner equity$110,455Assessed value$39,220County market value$39,220Annual taxes$2,478
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds5Baths2Living area2,742 sqftLot3,485 sqftYear built1870
Ownership RealEstateAPI (deed/assessor records)
OwnerJohn HalfpennyOwner occupiedNoVacantNoYears owned9.7Last saleDec 15, 2016 · $83,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 15, 2016 | Allied Mortgage Group Inc | $81,496 | Fha |
| Second | Dec 15, 2016 | Pennsylvania Housing Finance Agency | $3,320 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 15, 2016 | Pennsylvania Housing Finance Agency | $3,320 | Unknown |
| Dec 15, 2016 | Allied Mortgage Group Inc | $81,496 | Fha |
| Dec 21, 2016 | Not Provided | $81,496 | — |
| Jun 18, 2013 | Heritage Valley Fcu | $28,500 | Unknown |
| Aug 29, 2005 | Gmac Mortgage Corp | $10,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Dec 15, 2016 | $83,000 | John Patrick Halfpenny | Randy L Frey |
| Apr 30, 1998 | $55,000 | Randy L Frey | Lori A Houck Ruffner, Lori A Houck |