2151 DERRY STREET
Sheriff sale Dauphin County Sheriff portal · checked Aug 28, 2026
Sale dateOct 15, 2026Case #2022-CV-07005-MF (2)PlaintiffTHE BANK OF NEW YORK MELLON ET ALDefendantLAWRENCE, GAYLE D.AttorneyHILL WALLACK LLP · 215-579-7700Judgment$249,970Parcel13-081-008Sourcecounty listing ↗
AVM value$201,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$249,970
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$113,000
model: heavy tier · $55/sqft × 2,058 sqft — no inspection; range $79,000–$158,000
Potential profit$-178,050
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Countrywide Home Loans Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $201,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $249,970 |
| Rehab (heavy tier) | model: $55/sqft × 2,058 sqft, no inspection | − $113,000 |
| Selling & holding | model: 8% of AVM value | − $16,080 |
| Potential profit | screening estimate — not underwriting | $-178,050 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$201,000Est. open loans$104,000Owner equity$136,087Assessed value$86,900County market value$86,900Annual taxes$4,301
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths2Living area2,058 sqftLot8,712 sqftYear built1926
Ownership RealEstateAPI (deed/assessor records)
OwnerGayle LawrenceOwner occupiedYesVacantNoDistress flagsauction
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Feb 22, 2007 | Countrywide Home Loans Inc | $104,000 | Arm (Adjustable Rate Mortgage) |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 22, 2007 | Countrywide Home Loans Inc | $104,000 | Arm (Adjustable Rate Mortgage) |