245 SURREY LANE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateDec 7, 2026Case #2024-SU-003318PlaintiffWELLS FARGO BANK, N.A.DefendantANDERSON, JAMESAttorneyROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC · 855-225-6906Judgment$252,415Sourcecounty listing ↗
AVM value$440,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$252,415
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$74,000
model: medium tier · $35/sqft × 2,128 sqft — no inspection; range $52,000–$104,000
Potential profit$78,385
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Village Capital & Investment Llc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $440,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $252,415 |
| Rehab (medium tier) | model: $35/sqft × 2,128 sqft, no inspection | − $74,000 |
| Selling & holding | model: 8% of AVM value | − $35,200 |
| Potential profit | screening estimate — not underwriting | $78,385 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$440,000Est. open loans$263,140Owner equity$215,250Assessed value$209,340County market value$209,340Annual taxes$6,544
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area2,128 sqftLot10,803 sqftYear built2010
Ownership RealEstateAPI (deed/assessor records)
OwnerJames AndersonOwner occupiedYesVacantNoYears owned16Last saleAug 12, 2010 · $266,729Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 12, 2010 | Village Capital & Investment Llc | $263,140 | Fha |
| Second | Aug 4, 2016 | Wells Fargo Bank Na | $80,405 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 4, 2016 | Wells Fargo Bank Na | $80,405 | Fha |
| Aug 12, 2010 | Village Capital & Investment Llc | $263,140 | Fha |
| Jun 8, 2012 | Mers, Inc.,As Nominee For Village Capital And Investments, Limited Liability Company, Its Successors And Assigns | $263,140 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 12, 2010 | $266,729 | James Anderson | Crescent Llc |
| Jun 2, 2010 | $43,450 | Crescent Llc | Argento Family Partnership |