488 RIVER ROAD
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateDec 7, 2026Case #2022-SU-001874PlaintiffPNC BANK, NATIONAL ASSOCIATIONDefendantADELSBERGER, TERRY D.AttorneyTHE MANLEY LAW FIRM LLC · 614-767-7003Judgment$161,398Opening bid$183,877Parcel340000200270000000Sourcecounty listing ↗
AVM value$101,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$161,398
county filing
Opening bid / upset$183,877
york.pa.realforeclose.com
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$13,000
model: medium tier · $35/sqft × 384 sqft — no inspection; range $9,000–$18,000
Potential profit$-103,957
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Mercantile County Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $101,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $183,877 |
| Rehab (medium tier) | model: $35/sqft × 384 sqft, no inspection | − $13,000 |
| Selling & holding | model: 8% of AVM value | − $8,080 |
| Potential profit | screening estimate — not underwriting | $-103,957 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$101,000Est. open loans$150,000Owner equity$28,836Assessed value$65,630County market value$65,630Annual taxes$2,058
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds1Baths1Living area384 sqftLot19,341 sqftYear built1966
Ownership RealEstateAPI (deed/assessor records)
OwnerTerry AdelsbergerOwner occupiedNoVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 1, 2006 | Mercantile County Bank | $150,000 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Nov 1, 2006 | Mercantile County Bank | $150,000 | Unknown |