4025 N. 2ND STREET
Sheriff sale Dauphin County Sheriff portal · checked Aug 28, 2026
Sale dateSep 10, 2026Case #2025-CV-02384 (57)PlaintiffU.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR RMTP TRUST, SERIES 2021 COTTAGE-TT-VDefendantCHAMPAIGN, GARTH D.AttorneyFRIEDMAN VARTOLO LLP · 212-471-5100Judgment$215,458Parcel62-015-070Sourcecounty listing ↗
AVM value$248,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$215,458
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$57,000
model: medium tier · $35/sqft × 1,639 sqft — no inspection; range $40,000–$80,000
Potential profit$-44,298
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Movement Mortgage, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $248,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $215,458 |
| Rehab (medium tier) | model: $35/sqft × 1,639 sqft, no inspection | − $57,000 |
| Selling & holding | model: 8% of AVM value | − $19,840 |
| Potential profit | screening estimate — not underwriting | $-44,298 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$248,000Est. open loans$210,308Owner equity$6,686Assessed value$108,200County market value$108,200Annual taxes$4,157
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,639 sqftLot9,583 sqftYear built1941
Ownership RealEstateAPI (deed/assessor records)
OwnerGarth ChampaignOwner occupiedYesVacantNoYears owned6.6Last saleDec 29, 2019 · $203,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 29, 2019 | Movement Mortgage | $210,308 | Va |
| Second | Feb 25, 2023 | Rushmore Loan Management Services Llc | $62,806 | Va |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 25, 2023 | Rushmore Loan Management Services Llc | $62,806 | Va |
| Dec 29, 2019 | Movement Mortgage | $210,308 | Va |
| Jul 20, 2021 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Movement Mortgage Llc Its Successors And Assigns | $210,308 | — |
| Jan 20, 2016 | Gmac Mortgage Llc Fka Gmac Mortgage Corporation | $111,943 | — |
| Apr 2, 2012 | Blue Chip Federal Credit Union | $19,624 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Dec 29, 2019 | $203,000 | Garth D Champaign | Robert E Gumpher Jr, Kyle Y Over Gumpher |