4406 STELTZ ROAD
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2026-SU-000101PlaintiffJARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATIONDefendantPECK, MELISSA L.AttorneyLEOPOLD & ASSOCIATES, PLLC · 914-219-5787Judgment$330,167Sourcecounty listing ↗
AVM value$247,670
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$330,167
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$80,000
model: medium tier · $35/sqft × 2,292 sqft — no inspection; range $56,000–$112,000
Potential profit$-182,311
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Jarrettsville Federal Sla, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $247,670 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $330,167 |
| Rehab (medium tier) | model: $35/sqft × 2,292 sqft, no inspection | − $80,000 |
| Selling & holding | model: 8% of AVM value | − $19,814 |
| Potential profit | screening estimate — not underwriting | $-182,311 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$247,670Est. open loans$380,000Owner equity$0Assessed value$247,670County market value$247,670Annual taxes$6,854
Property RealEstateAPI (county assessor data)
TypeCrop Land, Field Crops, Row Crops (All Soil Classes)Living area2,292 sqftLot923,908 sqftYear built1991
Ownership RealEstateAPI (deed/assessor records)
OwnerDamon Peck & Melissa PeckOwner occupiedNoVacantNoYears owned8.7Last saleNov 29, 2017 · $475,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 29, 2017 | Jarrettsville Federal Sla | $380,000 | Conventional |
| Second | Nov 23, 2019 | James M May Etux | $80,000 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Nov 23, 2019 | James M May Etux | $80,000 | Stand Alone Second / Subordinate Position |
| Nov 29, 2017 | Jarrettsville Federal Sla | $380,000 | Conventional |
| Jul 31, 2013 | Midatlantic Farm Credit Aca | $285,000 | Open End Mortgage / Open End with Future Advance Clause |
| May 13, 2009 | Peoples Bank | $97,600 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 29, 2017 | $475,000 | Damon A Peck, Melissa L Peck | Bruce W Thompson, Stephanie B Miller |
| Jul 26, 2013 | $435,000 | Joseph Fiorini Jr, Theresa M Fiorini | Vincent P Luchsinger, Mary Louise Luchsinger |
| Jul 18, 2013 | $485,000 | Bruce W Thompson, Stephanie B Miller | Vincent P Luchsinger, Mary Louise Luchsinger |
| Sep 1, 1999 | $0 | Vincent P Luchsinger, Mary Louise Luchsinger | Vincent P Luchsinger, Mary Louise Luchsinger |