474 MAPLE STREET
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2025-SU-001182PlaintiffM&T BANKDefendantPECK, DAMON A.AttorneyKML LAW GROUP, P.C. · (215) 627-1322Judgment$115,700Sourcecounty listing ↗
AVM value$136,220
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$115,700
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$75,000
model: medium tier · $35/sqft × 2,142 sqft — no inspection; range $53,000–$105,000
Potential profit$-65,378
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (M & T Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $136,220 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $115,700 |
| Rehab (medium tier) | model: $35/sqft × 2,142 sqft, no inspection | − $75,000 |
| Selling & holding | model: 8% of AVM value | − $10,898 |
| Potential profit | screening estimate — not underwriting | $-65,378 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$136,220Est. open loans$125,406Owner equity$27,066Assessed value$136,220County market value$136,220Annual taxes$5,076
Property RealEstateAPI (county assessor data)
TypeCommercial Office/Residential (Mixed Use)Living area2,142 sqftLot15,594 sqftYear built1946
Ownership RealEstateAPI (deed/assessor records)
OwnerDamon Peck & Melissa MayOwner occupiedNoVacantNoYears owned13.8Last saleOct 10, 2012 · $0Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 20, 2012 | M & T Bank | $125,406 | Fha |
| Second | May 11, 2006 | James M May Etal | $20,000 | Open End Mortgage / Open End With Future Advance Clause |
| Third | May 11, 2006 | James M May Etal | $30,000 | Open End Mortgage / Open End With Future Advance Clause |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 11, 2006 | James M May Etal | $30,000 | Open End Mortgage / Open End With Future Advance Clause |
| May 11, 2006 | James M May Etal | $20,000 | Open End Mortgage / Open End With Future Advance Clause |
| Dec 20, 2012 | M & T Bank | $125,406 | Fha |
| Nov 16, 2006 | Manufacturers & Traders Trust Co | $25,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Oct 10, 2012 | $0 | Damon A Peck, Melissa L Peck | Damon A Peck, Melissa L Peck |
| Mar 31, 2005 | $133,500 | Damon A Peck, Melissa L May | George S Blymire Jr, Phyllis A Blymire |