530 MUDDY CREEK FORKS ROAD
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2025-SU-002553PlaintiffWELLS FARGO BANK, N.A.DefendantMETCALF, ELYSE K.AttorneyTHE MANLEY LAW FIRM LLC · 614-767-7003Judgment$161,817Sourcecounty listing ↗
AVM value$344,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$161,817
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$44,000
model: medium tier · $35/sqft × 1,248 sqft — no inspection; range $31,000–$62,000
Potential profit$110,663
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Mortgage Network Inc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $344,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $161,817 |
| Rehab (medium tier) | model: $35/sqft × 1,248 sqft, no inspection | − $44,000 |
| Selling & holding | model: 8% of AVM value | − $27,520 |
| Potential profit | screening estimate — not underwriting | $110,663 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$344,000Est. open loans$171,338Owner equity$160,363Assessed value$176,410County market value$176,410Annual taxes$5,426
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,248 sqftLot209,088 sqftYear built1984
Ownership RealEstateAPI (deed/assessor records)
OwnerElyse MetcalfOwner occupiedYesVacantNoYears owned9.1Last saleJun 15, 2017 · $174,500Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jun 15, 2017 | Mortgage Network Inc | $171,338 | Fha |
| Second | Jan 31, 2023 | Wells Fargo Bank Na | $25,430 | Fha |
| Third | Oct 2, 2024 | Wells Fargo Bank Na | $22,019 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 2, 2024 | Wells Fargo Bank Na | $22,019 | Fha |
| Jan 31, 2023 | Wells Fargo Bank Na | $25,430 | Fha |
| Jun 15, 2017 | Mortgage Network Inc | $171,338 | Fha |
| Dec 23, 2021 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Mortgage Network Incorporated Its Successors And Assigns | $171,338 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jun 15, 2017 | $174,500 | Elyse K Metcalf | Rebecca I Bluett, Estate Of Doris M Vannoy |
| Jun 1, 2009 | $0 | Doris M Vannoy | Millard F Vannoy, Ronald E Vannoy |