3807 KINGS LANE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2023-SU-002539PlaintiffAJAX MORTGAGE LOAN TRUST 2021-F, MORTGAGE-BACKED SECURITIES, SERIES 2021-F, BY U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEEDefendantKOROMA, YONITAAttorneyPADGETT LAW GROUP · 850-422-2520Judgment$209,303Sourcecounty listing ↗
AVM value$406,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$209,303
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$79,000
model: medium tier · $35/sqft × 2,255 sqft — no inspection; range $55,000–$111,000
Potential profit$85,217
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (First Horizon Home Loan Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $406,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $209,303 |
| Rehab (medium tier) | model: $35/sqft × 2,255 sqft, no inspection | − $79,000 |
| Selling & holding | model: 8% of AVM value | − $32,480 |
| Potential profit | screening estimate — not underwriting | $85,217 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$406,000Est. open loans$229,075Owner equity$276,385Assessed value$183,620County market value$183,620Annual taxes$6,024
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area2,255 sqftLot6,882 sqftYear built2006
Ownership RealEstateAPI (deed/assessor records)
OwnerYonita KoromaOwner occupiedYesVacantNoYears owned19.3Last saleMay 4, 2007 · $229,075Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 30, 2007 | First Horizon Home Loan Corp | $229,075 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Apr 30, 2007 | First Horizon Home Loan Corp | $229,075 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 4, 2007 | $229,075 | Yonita Koroma | Altieri Enterprises Inc |