295 TORREY PINES DRIVE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2025-SU-000510PlaintiffWELLS FARGO BANK NADefendantHIGINBOTHAM, CHRISTOPHERAttorneyTHE MANLEY LAW FIRM LLC · 614-767-7003Judgment$164,156Sourcecounty listing ↗
AVM value$410,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$164,156
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$95,000
model: medium tier · $35/sqft × 2,705 sqft — no inspection; range $67,000–$133,000
Potential profit$118,044
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Sirva Mortgage Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $410,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $164,156 |
| Rehab (medium tier) | model: $35/sqft × 2,705 sqft, no inspection | − $95,000 |
| Selling & holding | model: 8% of AVM value | − $32,800 |
| Potential profit | screening estimate — not underwriting | $118,044 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$410,000Est. open loans$206,496Owner equity$259,824Assessed value$215,010County market value$215,010Annual taxes$7,611
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area2,705 sqftLot12,894 sqftYear built2006
Ownership RealEstateAPI (deed/assessor records)
OwnerChristopher HiginbothamOwner occupiedNoVacantNoYears owned12.2Last saleMay 27, 2014 · $199,900Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 27, 2014 | Sirva Mortgage Inc | $206,496 | Va |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 27, 2014 | Sirva Mortgage Inc | $206,496 | Va |
| Nov 20, 2024 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Sirva Mortgage Incorporated Its Successors And Assigns | $206,496 | — |
| Sep 16, 2011 | Corridor Mortgage Group, Inc. | $228,000 | — |
| Aug 4, 2006 | Corridor Mortgage Group Inc | $57,000 | Stand Alone Second / Subordinate position |
| Feb 21, 2006 | Union National Community Bank | $1,318,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 27, 2014 | $199,900 | Christopher Higinbotham | Fannie Mae, Udren Law Office Pc |
| Mar 20, 2013 | $1,921 | Federal National Mortgage Association | Darryl Whitesall, Zoe Whitesall |
| Aug 4, 2006 | $287,640 | Darryl Whitesall, Zoe Whitesall | Brentwood Builders Inc |
| Feb 21, 2006 | $1,779,300 | Brentwood Builders Inc | Vas Land Inc |