101 MCALLISTER STREET
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2016-SU-002296-06PlaintiffMCLP ASSET COMPANY, INCDefendantGERLACH AKA LAUREN R.B. GERLACH, LAUREN RBAttorneyKML LAW GROUP, P.C. · (215) 627-1322Judgment$172,328Opening bid$173,359Parcel670000501790000000Sourcecounty listing ↗
AVM value$270,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$172,328
county filing
Opening bid / upset$173,359
york.pa.realforeclose.com
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$111,000
model: heavy tier · $55/sqft × 2,026 sqft — no inspection; range $78,000–$155,000
Potential profit$-35,959
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Citifinancial Services Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $270,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $173,359 |
| Rehab (heavy tier) | model: $55/sqft × 2,026 sqft, no inspection | − $111,000 |
| Selling & holding | model: 8% of AVM value | − $21,600 |
| Potential profit | screening estimate — not underwriting | $-35,959 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$270,000Est. open loans$157,190Owner equity$192,892Assessed value$100,640County market value$100,640Annual taxes$3,684
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area2,026 sqftLot2,831 sqftYear built1921
Ownership RealEstateAPI (deed/assessor records)
OwnerBrian Gerlach & Lauren GerlachOwner occupiedYesVacantNoDistress flagsauction
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Feb 9, 2007 | Citifinancial Services Inc | $157,190 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 9, 2007 | Citifinancial Services Inc | $157,190 | Unknown |
| Sep 27, 2007 | Citifinancial Inc | $33,779 | Unknown |
| Jun 6, 2007 | Citifinancial Inc | $24,172 | Unknown |
| Sep 5, 2006 | Citifinancial Inc | $15,933 | Unknown |
| May 25, 2006 | Citifinancial Services Inc | $116,840 | Unknown |