716 WEST PHILADELPHIA STREET
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2025-SU-004449PlaintiffCROSSCOUNTRY MORTGAGE, LLCDefendantGATELY, KAITLIN R.AttorneyROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC · 855-225-6906Judgment$118,295Sourcecounty listing ↗
AVM value$217,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$118,295
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$101,000
model: heavy tier · $55/sqft × 1,830 sqft — no inspection; range $71,000–$141,000
Potential profit$-19,655
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Crosscountry Mortgage Llc, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $217,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $118,295 |
| Rehab (heavy tier) | model: $55/sqft × 1,830 sqft, no inspection | − $101,000 |
| Selling & holding | model: 8% of AVM value | − $17,360 |
| Potential profit | screening estimate — not underwriting | $-19,655 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$217,000Est. open loans$147,537Owner equity$36,557Assessed value$50,880County market value$50,880Annual taxes$3,215
Property RealEstateAPI (county assessor data)
TypeTownhouseBeds4Baths1Living area1,830 sqftLot1,960 sqftYear built1900
Ownership RealEstateAPI (deed/assessor records)
OwnerKaitlin GatelyOwner occupiedYesVacantNoYears owned3.3Last saleApr 24, 2023 · $165,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 24, 2023 | Crosscountry Mortgage Llc | $147,537 | Fha |
| Second | Aug 4, 2024 | Crosscountry Mortgage Llc | $43,550 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 4, 2024 | Crosscountry Mortgage Llc | $43,550 | Fha |
| Apr 24, 2023 | Crosscountry Mortgage Llc | $147,537 | Fha |
| Mar 10, 2025 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Crosscountry Mortgage Llc Its Successors And Assigns | $147,537 | — |
| Apr 24, 2023 | Neighborhood Housing Service | $16,500 | Stand Alone Second / Subordinate position |
| May 6, 2022 | Bh Acuistizons Holdings Llc | $67,500 | Commercial |
| Mar 30, 2022 | Scott E Reinecker Etux | $60,000 | Open End Mortgage / Open End with Future Advance Clause |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Apr 24, 2023 | $165,000 | Kaitlin R Gately | Mid City Mike Rentals Llc |
| Sep 2, 2022 | $130,000 | Mid City Mike Rentals Llc | Garcias Properties Llc |
| May 6, 2022 | $67,500 | Garcias Properties Llc | Spg Capital Lc |
| Feb 25, 2022 | $55,000 | Spg Capital Llc | Budget Rentals Llc |
| Jun 16, 2016 | $18,000 | Budget Rentals Llc | Wayne E Spangler |