431 MUMPER LANE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2026-SU-000883PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantBUSHEY, ELIZABETH AAttorneyBROCK & SCOTT PLLC · 844-856-6646Judgment$154,712Sourcecounty listing ↗
AVM value$325,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$154,712
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$48,000
model: medium tier · $35/sqft × 1,365 sqft — no inspection; range $34,000–$67,000
Potential profit$96,288
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Home Point Financial Corporation, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $325,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $154,712 |
| Rehab (medium tier) | model: $35/sqft × 1,365 sqft, no inspection | − $48,000 |
| Selling & holding | model: 8% of AVM value | − $26,000 |
| Potential profit | screening estimate — not underwriting | $96,288 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$325,000Est. open loans$171,830Owner equity$137,023Assessed value$109,960County market value$109,960Annual taxes$3,326
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,365 sqftLot20,038 sqftYear built1955
Ownership RealEstateAPI (deed/assessor records)
OwnerElizabeth BusheyOwner occupiedYesVacantNoYears owned8.3Last saleApr 26, 2018 · $175,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 26, 2018 | Home Point Financial Corporation | $171,830 | Fha |
| Second | Apr 27, 2023 | Department Of Housing & Urban Dev | $32,947 | Fha |
| Third | Feb 25, 2025 | Freedom Mortgage Corp | $14,950 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 25, 2025 | Freedom Mortgage Corp | $14,950 | Fha |
| Apr 27, 2023 | Department Of Housing & Urban Dev | $32,947 | Fha |
| Apr 26, 2018 | Home Point Financial Corporation | $171,830 | Fha |
| Nov 14, 2022 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Home Point Financial Corporation Its Successors And Assigns | $171,830 | — |
| Nov 15, 2013 | Members 1st Fcu | $10,000 | Unknown |
| Mar 25, 2006 | Psecu | $10,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Apr 26, 2018 | $175,000 | Elizabeth A Bushey | Sharon L Stauffer, Christopher D Stauffer |
| Jan 24, 2003 | $105,000 | Christopher D Stauffer, Sharon L Stauffer | Laura Jo Gallagher |
| Mar 19, 1998 | $0 | Laura Jo Gallagher | Joseph E Gallagher, Laura Jo Gallagher |