227 MELINDA DRIVE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2024-SU-002812PlaintiffWILMINGTON SAVINGS FUND SOCIETY, FSB, AS TRUSTEE OF STANWICH MORTGAGE LOAN TRUST FDefendantBUNNELL, MARIO N.AttorneyORLANS PC · 703-342-4824Judgment$160,035Sourcecounty listing ↗
AVM value$291,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$160,035
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title positionJR Junior lien
model from REAPI mortgage records — not a title search · ~$29,400 senior debt may survive
Rehab (modeled)$55,000
model: medium tier · $35/sqft × 1,584 sqft — no inspection; range $39,000–$77,000
Potential profit$23,285
model — breakdown below
Title position (model): Foreclosing lien appears junior (Carrington Mortgage Services Llc) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment); ~$29,400 of senior mortgage debt (original amounts) likely survives the sale. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $291,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $160,035 |
| Rehab (medium tier) | model: $35/sqft × 1,584 sqft, no inspection | − $55,000 |
| Selling & holding | model: 8% of AVM value | − $23,280 |
| Senior debt that may survive | title model (original amounts, not payoffs) | − $29,400 |
| Potential profit | screening estimate — not underwriting | $23,285 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$291,000Est. open loans$158,644Owner equity$126,103Assessed value$124,730County market value$124,730Annual taxes$4,135
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,584 sqftLot9,757 sqftYear built1980
Ownership RealEstateAPI (deed/assessor records)
OwnerMortgage Electronic Registration SystemsOwner occupiedNoVacantNoYears owned0.8Last saleNov 12, 2025 · $0Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 15, 2006 | Advanced Financial Services Inc | $29,400 | Stand Alone Second / Subordinate Position |
| Second | Dec 19, 2023 | Carrington Mortgage Services Llc | $158,644 | Assumption |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 19, 2023 | Carrington Mortgage Services Llc | $158,644 | Assumption |
| Sep 15, 2006 | Advanced Financial Services Inc | $29,400 | Stand Alone Second / Subordinate Position |
| Oct 14, 2005 | 1st Preference Mortgage Corp | $158,644 | FHA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 12, 2025 | $0 | Mortgage Electronic Registration Systems | Larry N Bunnell, Sara M Bunnell |
| Apr 13, 2022 | $0 | Mario N Bunnell, Kristiana M Bunnell | Sara M Bunnell, Sara M Chandler |