614 PLANE STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateNov 25, 2026Case #CI-25-08109PlaintiffU.S. BANK, TRUST NATIONAL ASSOCIATIONDefendantGIBSON, LONNIE C.AttorneyMANLEY DEAS KOCHALSKI LLC · 614-220-5611Judgment$68,579Parcel110-43253-0-0000Sourcecounty listing ↗
AVM value$217,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$68,579
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$91,000
model: heavy tier · $55/sqft × 1,656 sqft — no inspection; range $64,000–$127,000
Potential profit$40,061
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Us Bank Na, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $217,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $68,579 |
| Rehab (heavy tier) | model: $55/sqft × 1,656 sqft, no inspection | − $91,000 |
| Selling & holding | model: 8% of AVM value | − $17,360 |
| Potential profit | screening estimate — not underwriting | $40,061 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$217,000Est. open loans$84,442Owner equity$119,970Assessed value$76,300County market value$76,300Annual taxes$2,965
Property RealEstateAPI (county assessor data)
TypeRow HouseBeds3Baths1Living area1,656 sqftLot3,485 sqftYear built1902
Ownership RealEstateAPI (deed/assessor records)
OwnerLonnie GibsonOwner occupiedYesVacantNoYears owned12.9Last saleAug 30, 2013 · $86,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 13, 2021 | Us Bank Na | $84,442 | Fha |
| Second | Nov 13, 2021 | Us Bank Na | $20,102 | Fha |
| Third | Oct 28, 2024 | Us Bank Na | $1,988 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 28, 2024 | Us Bank Na | $1,988 | Fha |
| Nov 13, 2021 | Us Bank Na | $20,102 | Fha |
| Nov 13, 2021 | Us Bank Na | $84,442 | Fha |
| Jun 11, 2019 | Mers, Inc., As Nominee For Caliber Home Loans, Inc., Its Successors And Assigns | $84,442 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 30, 2013 | $86,000 | Lonnie C Gibson | Barbara J Mann, Kathleen M Mann |
| Aug 8, 2011 | $0 | Barbara J Mann, Kathleen M Mann | Barbara J Mann, Kathleen M Mann |