238 W COLEBROOK STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateSep 30, 2026Case #CI-25-09779PlaintiffCITIZENS BANK, N.A. f/k/a RBS Citizens N.A.DefendantTORBERT, ASHLEY R.AttorneyMCCABE, WEISBERG & CONWAY, LLC · 215.790.1010Judgment$160,190Parcel400-63712-0-0000Sourcecounty listing ↗
AVM value$324,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$160,190
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$46,000
model: medium tier · $35/sqft × 1,305 sqft — no inspection; range $32,000–$64,000
Potential profit$91,890
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (S & T Bank, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $324,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $160,190 |
| Rehab (medium tier) | model: $35/sqft × 1,305 sqft, no inspection | − $46,000 |
| Selling & holding | model: 8% of AVM value | − $25,920 |
| Potential profit | screening estimate — not underwriting | $91,890 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$324,000Est. open loans$173,794Owner equity$127,007Assessed value$165,700County market value$165,700Annual taxes$4,315
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,305 sqftLot13,504 sqftYear built1964
Ownership RealEstateAPI (deed/assessor records)
OwnerAshley TorbertOwner occupiedYesVacantNoYears owned7Last saleAug 7, 2019 · $177,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 7, 2019 | S & T Bank | $173,794 | Fha |
| Second | Aug 17, 2024 | Citizens Bank Na | $41,387 | Fha |
| Third | Feb 13, 2025 | Citizens Bank Na | $7,732 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 13, 2025 | Citizens Bank Na | $7,732 | Fha |
| Aug 17, 2024 | Citizens Bank Na | $41,387 | Fha |
| Aug 7, 2019 | S & T Bank | $173,794 | Fha |
| Sep 27, 2022 | Mortgage Electronic Registration Systems Inc ("Mers") As Mortgagee As Nominee For S & T Bank Its Successors And Assigns | $173,794 | — |
| Apr 1, 2019 | Generation Mortgage Company | $277,500 | — |
| Jul 20, 2007 | Fulton Bank | $60,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 7, 2019 | $177,000 | Ashley R Torbert | Clarence W Newcomer |
| Oct 31, 2008 | $0 | Clarence W Newcomer | Clarence W Newcomer |