98 SOUTH KING STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateSep 30, 2026Case #CI-19-01422PlaintiffU.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTTDefendantSTUMP, DOUGLAS S.AttorneyRAS CITRON · 855-225-6906Judgment$205,357Opening bid$205,357Parcel090-98044-0-0000Sourcecounty listing ↗
AVM value$322,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$205,357
county filing
Opening bid / upset$205,357
lancaster.pa.realforeclose.com
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$75,000
model: heavy tier · $55/sqft × 1,368 sqft — no inspection; range $53,000–$105,000
Potential profit$15,883
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Lehman Brothers Bank Fsb, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $322,000 |
| Purchase basis (opening bid) | lancaster.pa.realforeclose.com | − $205,357 |
| Rehab (heavy tier) | model: $55/sqft × 1,368 sqft, no inspection | − $75,000 |
| Selling & holding | model: 8% of AVM value | − $25,760 |
| Potential profit | screening estimate — not underwriting | $15,883 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$322,000Est. open loans$132,000Owner equity$186,919Assessed value$111,800County market value$111,800Annual taxes$3,045
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,368 sqftLot6,534 sqftYear built1850
Ownership RealEstateAPI (deed/assessor records)
OwnerDouglas Stump & Lori StumpOwner occupiedYesVacantNoLast saleNov 24, 2003 · $85,500Distress flagsauction
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jan 30, 2007 | Lehman Brothers Bank Fsb | $132,000 | Purchase Money Mortgage |
| Second | Jul 24, 2024 | Coastal Community Bank | $73,500 | Credit Line (Revolving) / Heloc |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jul 24, 2024 | Coastal Community Bank | $73,500 | Credit Line (Revolving) / Heloc |
| Jan 30, 2007 | Lehman Brothers Bank Fsb | $132,000 | Purchase Money Mortgage |
| Jan 30, 2007 | Lehman Brothers Bank Fsb | $33,000 | Stand Alone Second / Subordinate position |
| Sep 26, 2006 | Household Realty Corp | $13,600 | Credit Line (Revolving) / HELOC |
| May 19, 2006 | New Century Mortgage Corp | $138,550 | Fannie Mae/Freddie Mac (Phased out keying in 2008 because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.) |
| Nov 7, 2003 | E-Loan Inc | $23,800 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 24, 2003 | $85,500 | Douglas S Stump | Edwards,Kelly L |