449 MARTIN AVENUE
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateSep 30, 2026Case #CI-22-01445PlaintiffU.S. BANK TRUST NATIONAL ASSOCIATION, AS TRUSTEE OF WATERFALL VICTORIA GRANTOR TRUST II SERIES GDefendantSMELTZER, CHARLEEN LAttorneySTERN & EISENBERG PC · 215.572.8111Judgment$186,153Opening bid$186,153Parcel450-75440-0-0000Sourcecounty listing ↗
AVM value$280,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$186,153
county filing
Opening bid / upset$186,153
lancaster.pa.realforeclose.com
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$35,000
model: medium tier · $35/sqft × 1,000 sqft — no inspection; range $25,000–$49,000
Potential profit$36,447
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Imperial Lending Llc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $280,000 |
| Purchase basis (opening bid) | lancaster.pa.realforeclose.com | − $186,153 |
| Rehab (medium tier) | model: $35/sqft × 1,000 sqft, no inspection | − $35,000 |
| Selling & holding | model: 8% of AVM value | − $22,400 |
| Potential profit | screening estimate — not underwriting | $36,447 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$280,000Est. open loans$90,000Owner equity$229,648Assessed value$122,900County market value$122,900Annual taxes$3,530
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,000 sqftLot9,583 sqftYear built1974
Ownership RealEstateAPI (deed/assessor records)
OwnerMichael Smeltzer & Charleen SmeltzerOwner occupiedYesVacantNoDistress flagsauction
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Feb 22, 2007 | Imperial Lending Llc | $90,000 | Purchase Money Mortgage |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 22, 2007 | Imperial Lending Llc | $90,000 | Purchase Money Mortgage |
| Aug 20, 2025 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Imperial Lending Llc Its Successors And Assigns | $90,000 | — |
| Aug 20, 2025 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Imperial Lending Llc Its Successors And Assigns | $90,000 | — |
| Oct 10, 2001 | Fulton Bank | $11,000 | Unknown |