428 NORTH STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateSep 30, 2026Case #CI-25-04536PlaintiffPNC BANK, NATIONAL ASSOCIATIONDefendantGARCIA, JR., RAFAELAttorneyMANLEY DEAS KOCHALSKI LLC · 614-220-5611Judgment$117,767Parcel337-40033-0-0000Sourcecounty listing ↗
AVM value$269,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$117,767
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$54,000
model: medium tier · $35/sqft × 1,535 sqft — no inspection; range $38,000–$76,000
Potential profit$75,713
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Pnc Bank Na, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $269,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $117,767 |
| Rehab (medium tier) | model: $35/sqft × 1,535 sqft, no inspection | − $54,000 |
| Selling & holding | model: 8% of AVM value | − $21,520 |
| Potential profit | screening estimate — not underwriting | $75,713 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$269,000Est. open loans$20,875Owner equity$244,535Assessed value$101,400County market value$101,400Annual taxes$4,190
Property RealEstateAPI (county assessor data)
TypeTownhouseBeds3Baths2Living area1,535 sqftLot1,742 sqftYear built2011
Ownership RealEstateAPI (deed/assessor records)
OwnerRafael Garcia JrOwner occupiedYesVacantNoYears owned13.6Last saleJan 9, 2013 · $99,600Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jan 26, 2022 | Pnc Bank Na | $20,875 | Fha |
| Second | Dec 5, 2023 | Pnc Bank Na | $5,677 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 5, 2023 | Pnc Bank Na | $5,677 | Fha |
| Jan 26, 2022 | Pnc Bank Na | $20,875 | Fha |
| Jan 23, 2023 | Pnc Bank Na | $1,251 | FHA |
| Jan 9, 2013 | Pnc Mortgage Llc | $97,795 | FHA |
| Sep 30, 2010 | City Of Lancaster | $15,615 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jan 9, 2013 | $99,600 | Rafael Garcia Jr | Saca Development Corp |